Fast financing, built for device and equipment sales.
Velocity Lending is the mobile-first, point-of-sale financing platform that gives sales teams everything they need to generate financing estimates, submit applications, receive fast approvals, send contracts, and track deals — all from one platform.
Trusted by leading device & equipment manufacturers
CuteraA faster, more transparent process
Traditional equipment financing relies on paperwork, third-party handoffs, and delayed decisions. Velocity Lending replaces that process with instant estimates, fast approvals, and real-time deal visibility.
Fast approvals
30-second approvals, with contracts dispatched in under 60 seconds.
Custom-tailored estimates
Adjust pricing and down payments in real time to fit each customer.
Real-time deal tracking
Track application status, contracts, and post-sale requirements directly in the app.
Everything reps need, in one app.
Whether they’re meeting with customers, traveling between appointments, or working from the office, sales reps can manage financing from one platform.
- AI-powered document scanning
- Compare payment scenarios
- Manage deals anywhere
Built for every stage of the deal.
Device & capital sales reps
Offer financing at the point of sale, manage deals from anywhere, and keep every financing opportunity moving.
Device & equipment manufacturers
Equip your sales team with a financing platform that supports more customer conversations, accelerates sales cycles, and helps drive revenue.
Customers purchasing equipment
Give customers flexible financing options, transparent payment scenarios, and a faster path to purchasing the equipment they need.
From application to signed contract.
Submit an application
Enter customer information, add products & guarantors, and submit.
Get an instant decision
Automated underwriting returns a decision in under 30 seconds.
Set transfer pricing
Configure the device transfer price and finalize the details.
Choose term length
Flexible terms: 24, 36, 48, or 60 months.
Send & track contracts
Send DocuSign contracts and track signing progress in real time.
Keep deals moving after approval.
Velocity Lending automates the busywork so reps stay focused on selling.
- Automated post-deal processing and payments
- Prepayment discounts over the life of the contract
- Backed by multiple lending partners
HIPAA CompliantProtected health data handling
SOC CompliantAudited security controlsBuilt for trust. Designed for speed.
Velocity Lending combines enterprise-grade security with a holistic approval process to deliver fast, reliable financing decisions while protecting sensitive customer information.
- Approvals that go beyond FICO scores
- Supports a broader range of business types
- Diverse financing options & competitive rates
“I can’t overstate how much I value the speed and efficiency of the Velocity Lending app. It saves me so much time and simplifies the financing process, and the MedShift team’s support is unmatched.”
Lending questions, answered.
When is the first payment due?
Your first payment is typically due about 30 days after the contract is funded. Exact timing is confirmed on the agreement.
Is there a penalty for prepaying?
No. There's no prepayment penalty — paying early can actually earn prepayment discounts over the life of the contract.
How do payment terms work?
Choose from flexible terms of 24, 36, 48, or 60 months, with structures matched to each customer and deal by multiple lending partners.
Will applying affect your customer's credit score?
Our approval process looks beyond FICO alone. Any credit impact is minimal, and we'll confirm what a specific application requires before it's submitted.
What does my application status mean?
Each deal moves through clear stages — submitted, in review, approved, and funded — all tracked in real time inside the app.
Can I assign a preferred MedShift contact?
Yes. You can assign a preferred MedShift contact to help guide deals and answer questions throughout the financing process.
Ready to close deals faster?
Our team acts as an extension of yours, providing seamless financing support at every step.